Start & Grow (Resilient Scotland Limited) Start & Grow investments are always made up of one third grant and two thirds loan, and are unsecured. Loans are repayable over up to five years (flexible terms can be agreed) and are charged at a fixed interest rate of base rate (currently 0.25%) plus 6%. Investments can be used for both revenue and capital costs (including set-up costs). Your application must demonstrate that, as a result of our investment, your business will make a difference in the community in which you work. Start & Grow have supported arts organisations before and include environment goals as part of their criteria for funding. Must be based in Scotland. Find out more.